Predatory lending at for profit schools

May 19, 2011

Today on the floor in the Senate Tom Harkin (D) Ia. discussed the predatory lending habits of for profit schools as it related to Military benefits.  The Senator commissioned a study on drop out rates at the for profit schools of those receiving benefits for their education. The report is appalling showing the drop out rate is higher than in the public schools and they usually ended up with personal loans which they will have to pay back. These for profit schools tell students their benefits from the military did not cover all expenses so they need to apply for additional sources of funding.

These schools as with any other business operating for profit must be held accountable for their actions.  If they are ripping off the tax payers with bogus degrees, or receiving federal funds from individuals who have the capability of receiving funds but not the capacity to graduate because of damages received on the battle field.  If your for profit organization defraud the government as the report states than those involved should be prosecuted to the fullest extent of the law.

I am sickened by the fact so many individuals use predatory lending practices to line their pockets at the expense of our military.  The only way to combat these individuals is to offer strict prison sentences when you knowingly deceive the public of their hard-earned funds.  Pass laws against these types of practices so those institutions that actually do what is right have the opportunity to educate individuals wanting a good education and not a worthless piece of paper from a fly by night operation after all is said and done.

Senator Ensign resigns amid scandal

April 23, 2011

For the past few years Senator Ensign (R)Nevada has been fighting to keep his position in the Senate amid ethic violations stemming from an affair with a staff member.  Yesterday he announced he will vacate his seat leaving many wondering why.

The rumors flow fast and furious concerning grand jury indictments and other forms of sanctions the news media picked up on. However what no one is talking about is what will happen to the seat once vacated.

We have heard Governor Sandoval will appoint Dean Heller to the Senate seat once John resigns.  Why is this happening now instead of a year or two ago when the scandal broke.  For starters Senator Ensign thought he would still be a force in the Senate to help push conservative values.  Now that time has passed, the Republican Party realizes the seat will be up for grabs to any candidate and party who raise the most money and positions themselves to win with the best ad campaign.  The Republicans don’t want to lose that seat to any other political party so the maneuvering has begun.

The biggest threat to the Republicans is Shelley Berkley who has stated she would run for the seat once John announced he would not seek another term.  She is a political machine finding ways to win elections each race regardless where she stands in the polls.  She can win campaigns and that scares the Republicans.

With Dean Heller in the Senate seat he will gain valuable experience while all the other candidates vie for a place on the ballot as they travel around the State campaigning.  Sure Dean will have to campaign like all the rest but as you know incumbents win 80% of the time when running for re-election. As an incumbent Senator, Mr. Heller will be tough to beat regardless of the opposition lined up running for the position.

This is a political maneuver that will help the Republicans maintain this Senate seat with Ensigns resignation.  Watch as the campaign heats up to see how many individuals decide to run against Heller who by the way is a popular representative in his district.

Our Voices Have Been Heard

November 3, 2010

Tonight has been a historical night in the elections across the nation.  The voices of the people have been heard and now those who have been elected must follow their campaign promises or we will be in the same boat with the next election cycle.

Marco Rubio wins big in Florida, Rand Paul in Kentucky and Halley in South Carolina.  All with one message to the citizens of this great nation, bring fiscal responsiblity back to the Halls of Congress. They will be held to a higher standard than those who preceded them.  They have a crisis in their sights that must be addressed with sleeves rolled up going at it without reservation to regain control of our economy, our out of control spending and our out of touch elected officials.

The citizens have pushed for a new mandate against the past two years of the Obama program which has eroded the quality of living in our households.  There are so many issues they have to face to cut the federal spending, the size of the federal government and the back room deals that cost taxpayers billions of dollars in wasteful programs.

We now are in a phase of a new beginning for all candidates in all campaigns in all elected offices from local, county, state and federal.

Good luck to those who succeeded in winning their respective races and congratulations to those who campaigned to have their voices heard and came in a close second.  We are a great nation because of these freedoms our military continually fight for both here and abroad.